Who's calling me?
Magical Credit operates in almost all of Canada and it calls, emails and texts hundreds of people daily. Communication is so important and because of that, we use a lot of different phone numbers and emails to reach you. There is no doubt that it is difficult to know if you are receiving a phone call or email from a fraudulent debt collector, or someone trying to get other information from you. If you see a missed call from any of the phone numbers listed below, rest assured that it is just Magical Credit trying to connect with you!
Our toll-free number is 1-855-639-6888, but customers may receive calls from many other numbers as well. Here’s a non-exhaustive list of phone numbers we use on a daily basis.
This is not a static list and we’ll be updating it as new numbers start being used.
| 6479469767 | 2268288388 | 7053021086 | 6136899954 |
| 2894994023 | 4038798089 | 5872881065 | 7808513414 |
| 9024184500 | 5068026919 | 7783084012 | 6047575633 |
| 7097066990 | 2268289664 | 2892750397 | 7055309923 |
| 6139270572 | 5878839678 | 4038798822 | 7808514950 |
| 9024185379 | 5068051331 | 7788013533 | 7097026863 |
| 6475571719 | 6047570877 | 2268289437 | 2896088629 |
| 7055309666 | 6139279169 | 5878839075 | 4038798260 |
| 5874875606 | 9029323184 | 5068003904 | 7788019908 |
| 7783827744 | 7097003903 | 4038796859 | 7809004830 |
| 6479321245 | 2262715193 | 2892759171 | 5063082890 |
| 5873745355 | 6135193546 | 7059965624 | 7092000687 |
| 7785613971 | 9025102052 | 2262713668 | 2892011393 |
| 7052422237 | 6136046290 | 5872057135 | 4037682164 |
| 7093004039 | 7784001286 | 9025101647 | 5063089459 |
| 6479482918 | 6042833730 | 6474927228 | 6477974897 |
| 2262711944 | 8447149304 |
You may receive a call from any of these numbers and it’s important to understand that it won’t be a scam. Scams, however, do occur. If, for instance, someone contacts you asking for any upfront fees for you to get a loan from Magical Credit, that is a scam.
We also use emails to communicate with clients and if you receive an email from any of the following addresses, there is no reason to be concerned about fraud. Our email addresses are:
Our Text numbers are 647-492-7228 and 647-797-4897 when you receive a text message from us! You can also use this number to call us directly if you'd like.
To further enhance the safety of our client’s information, we report on an ongoing basis to both Transunion and Equifax – by the 15th of each month - to ensure that your credit is reported accurately and efficiently. Monitoring your credit is super important and if you ever notice any errors about your loan, let us know and we will get this FIXED immediately! We want to help you build your credit by reporting your positive payments. So remember, if you ever need to make an arrangement or update your account information, communicate with us to avoid your credit from being damaged!
If you feel you’re being targeted by a scam, be it through a phone call, email or text, don’t hesitate to put an end to the conversation and give us a call. You can call 1-855-639-6888 or email info@magicalcredit.ca and let us know.
Disclosures:
Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR 19.99% min - 46.8% max. On $1,500 borrowed for a 1 year term at 3.9% per month, the total cost of borrowing including a $194 fee is $896.00. The total amount to be paid back with interest and fee is $2,396.00. AB License #349796 and BC License #83626
NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
Magical Cash Loans - Ontario, British Columbia, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $15.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $150.00. The total to payback is $1,150.00 which is an annual percentage rate of 391.07%. ON License #4741412. BC License#85919.
The Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.
