We Give You the Credit You Deserve
If you’re looking for a company that can offer you the personal loan you need, Magical Credit is here for you to help you find the best option for your financial needs. We look past your credit history, whatever it may be, to bring you access to personal loans with ease.
Every household across Aurora can turn to Magical Credit for their personal loans, from government subsidies to maternity leave, child tax credits, pensions, and more. For all your personal loan goals and needs, Magical Credit is here to help.
The Magical Credit Guarantee
Fixed Personal Loan Rates, Terms, and Interest
With our surprise-free personal loan options, get an interest rate as low as 3.9% on your monthly payments, with terms ranging from 12 to 60 months.
Quick and Easy Access to Your Funds
Magical Credit can grant you access to your funds in as little time as one business day following your approval – no added steps or hidden fees.
Pay Off Your Loan as Quickly as You Want
We don’t impose any penalties or prepayment fees on your payments, allowing you the freedom to pay off your loan as soon as you want to.
24/7 Online Services
Our 24/7 online services and directory allow you to keep track of all your loans and finances anytime, anywhere.
Qualify for a Short-Term Personal Loan Online
Applying for a personal loan in Aurora has never been easier than with Magical Credit. Our fast and efficient application process makes securing your cash loan a breeze, with quick approvals and short-term loans available in as little as one business day. Once approved, your funds with be deposited directly into your bank account.
Why Magical Credit Loans?
Canada’s Personal Loan Leader
With a personal loan from Magical Credit, you can start making a positive change for your future.
Easy Online Loan Application
Let us handle the details and save you valuable time out of your day with our quick and easy application process.
Super-Fast Loan Approval
With our fast approval times, your personal loan can be approved and your funds deposited directly to your bank account in as little as 24 hours after your application.
Responsible Lending
To ensure a smooth and easy loan application process, we carefully review and consider your application before approving it. Once approved, you can feel confident in our belief that you will fulfill your commitment.
We Make Repayment Simple
At Magical Credit, we offer a reliable and straightforward system that guarantees your loan repayment schedule will be manageable and transparent, without any unexpected or hidden conditions.
Your Privacy Matters
You can rely on our online services to ensure that your confidential information will remain secure and strictly between us.
How Our Personal Loans Work
Magical Credit offers you a straightforward and efficient lending process, with a convenient repayment schedule to help you kick off your loan application. You can input your desired loan amount and repayment duration, and as long as the terms are acceptable, applying online from your computer or mobile device will be seamless.
After a 24-hour review of your credit history and income, we will inform you of your personal loan approval status.
Upon approval, you can receive your funds almost immediately, and refer to our user-friendly repayment schedule to begin making your payments.
Our Loans Open Up Possibilities
Sometimes all you need is a personal loan to open the door to a brighter future.
Handle unexpected expenses: No one knows when an unexpected expense might pop up, but with our loans, you can be prepared for anything. Whether it's a medical emergency or a home repair, we'll make sure you have the funds you need to deal with it.
Boost your credit rating (or consolidate your debt): At Magical Credit, we understand the importance of a strong credit rating. Let us help you improve yours with our convenient repayment calendar.
Upgrade your education: Invest in your future and career prospects by using your personal loan to finance your education or skill-building programs, helping you acquire the expertise you need to succeed.
Buy a car (Or repair the one you’ve got): Access to reliable transportation can be crucial in many areas to find and maintain employment. A small loan can provide the funds you need to make a down payment on a new vehicle or keep your current one running smoothly.
Fund a renovation project
Take a vacation
Where the Magic Happens
We’re the leading provider of personal loans in Canada, and we’re proud to serve customers in every province and territory! Whether you’re in a major city or a rural area, we’re here to support you.
- Ontario
- Alberta
- British Columbia
- New Brunswick
- Newfoundland
- Nova Scotia
- Nunavut
- Prince Edward Island
- Yukon
Applying for Your Loan Has Never Been Easier
Get Your Information Ready
Gathering all your important documents, such as your employment history, income, and Social Insurance Number, before applying for your personal loan is essential for a smooth application process.
Go Through Our Application Process
With your information in hand, simply complete our online application by entering your desired loan amount and repayment term.
Instant Access to Your Funds with Ease
Applying for a loan with Magical Credit means getting a speedy response to your application – within 24 hours or less – and fast access to your loan funds.
We Lend Responsibly
At Magical Credit, we understand the importance of strong financial management, which is why we specialize in providing personal loans to Canadians. We adhere to all federal and provincial lending regulations in Canada, and strive to ensure that every loan we approve is extended to those who have the ability to meet their repayment obligations.
Our aim is to make the loan process as hassle-free as possible for you.
About Aurora
With a population of around 60,000 people, Aurora is a town in Ontario considered relatively small within the Greater Toronto Area. It is known for its historic downtown core, which features a variety of unique shops and restaurants, as well as the Aurora Cultural Centre, a hub for arts and culture in the area.
Aurora boasts an abundance of green space and parkland, including the beautiful Aurora Arboretum, which features walking trails and over 60 species of trees. The town also has a number of recreational facilities, such as the Stronach Aurora Recreation Complex and the Aurora Family Leisure Complex, which offer a variety of activities for people of all ages.
Aurora’s residents need access to trustworthy lenders when it comes to their financial security. With major branches of banks like TD Canada Trust, RBC Royal Bank, and Scotiabank throughout Aurora, along with other locations such as BMO Bank of Montreal, Aurora residents have access to a range of specialty services and industries. Magical Credit is here to offer reliable financial services and support to Aurora residents.
Disclosures:
Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR 19.99% min - 46.8% max. On $1,500 borrowed for a 1 year term at 3.9% per month, the total cost of borrowing including a $194 fee is $896.00. The total amount to be paid back with interest and fee is $2,396.00. AB License #349796 and BC License #83626
NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
Magical Cash Loans - Ontario, British Columbia, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $15.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $150.00. The total to payback is $1,150.00 which is an annual percentage rate of 391.07%. ON License #4741412. BC License#85919.
The Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.
