Qualify For A Cash Loan In Minutes!

Magical Credit’s online loan application is so simple, it’ll take you no time at all to complete! We only ask for essential information to make the process of qualifying for a fast cash loan as painless as possible.

Once you submit your online loan application, we’ll get back to you within 1 business day! If you upload your bank statement with your application, no additional paperwork is required!

Proof Of Income

Steps

  • Choose your bank
  • Enter Username and password
  • Click CONNECT to send your bank statements (read only)
  • Click SUBMIT to send us your application after your connection has been completed

Disclosures:

Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR of 19.99% min - 35% max. On $1,500 borrowed for a 1-year term at 2.9% per month, the total cost of borrowing is $525.00. The total amount to be paid back with interest is $2,025.00. AB License #349796 and BC License #83626

NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.

Magical Cash Loans - Ontario, British Columbia, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $14.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $140.00. The total to payback is $1,140.00 which is an annual percentage rate of 365.00%. ON License #4741412. BC License#85919.

The Loan must be paid in full by the end of the term, with no extensions or exceptions, and no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.


1330 people applied for a loan with us in the last 7 days
215 people applied for a loan with us in the last 24 hours
7 people applied for a loan with us in the last hour

Earn $200 in seconds!


Learn more

Participate in our referral program for cash rewards.